Agenda 2026

Designed for the leaders of tomorrow's bank

wednesday - NOV 25
thursday - NOV 26
time

strategy TALK DAY

Exclusive pre-conference day dedicated to high-level exchange and meaningful connections

13:00
Tailored Masterclass

Exclusive, hands-on sessions designed for executive teams to tackle their most urgent strategic challenges. Topics can range from AI in banking to scaling digital banks, customer growth, or organizational change.

This year, we are joined by Georg Hauer (ex-N26, ex-HAWK:AI), who has helped build and scale digital banks worldwide. This is a unique opportunity to book a private Masterclass for your management team, fully tailored to your priorities.

Interested in reserving a slot with Georg? Read more and get in touch with us.

16:00
strategy talk round tables

Curated round tables about the most pressing topics

17:00
Pre-Event Networking Cocktails

Hosted networking reception in a relaxed setting. Meet speakers, partners, and fellow executives ahead of the main forum. Conversations started here often carry through the entire event.

time

AGENDA

  • Network & mingle
  • For ticket holders only
  • No registration needed
17:00
Connect
Sparkling Wine Hour
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Sparkling wine served to all delegates in the main conference lobby on the 3rd floor

18:00
Connect
After Work
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16th floor — snacks & drinks

13:50
panel
The End of the Treasury Spreadsheet
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Agentic AI in cash forecasting, liquidity, FX automation and real-time treasury. What's actually changing in the work of treasurers and transaction banking teams, and what it means for the CFO's stack.

9:00
opening
Opening
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Opening the day. Framing the four landscapes and the question that runs through them: who writes the rules of Nordic banking in 2026.

LANDSCAPE 1: UNCERTAINTY & RESILIENCE

The world the bank operates in has changed. Geopolitics, frontier technology and operational resilience are no longer separate conversations. They are one connected reality every banking leader has to navigate.

9:10
keynote
Banking in a World That Won't Sit Still
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War in Europe, an unpredictable US, NATO repositioning, climate as a financial risk. What the current security environment means for Nordic banks as critical national infrastructure.

9:30
panel
The Bank on the Frontline
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Geopolitics, sanctions and operational resilience. How Nordic banks are rethinking their role when the boundary between peacetime and conflict-time banking has blurred.

10:00
insight
Hello Skynet - Quantum Cracks and Frontier AI Beyond Control
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Quantum computing closing in on the cryptography banks run on. Frontier AI models capable enough that their makers won't release them. The technologies outpacing our ability to control them, and what banks should already be doing.

10:20
connect
Networking Break
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Networking break

LANDSCAPE 2: EUROPEAN FINANCIAL OPERATING SYSTEM

Europe is building a new financial backbone in public. The digital euro, FIDA, PSD3 and the competitiveness agenda are reshaping the rules banks run on. The question is whether any of it actually delivers, or whether it ends up as another compliance cycle.

10:50
keynote
Europe's Digital Self-Sovereignty
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Payments infrastructure, the data layer, cloud and identity. Why Europe is trying to build its own digital backbone and what that means for the banks running on top of it.

11:10
panel
FIDA and PSD3 - Another Compliance Build or Real Results This Time?
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Open finance moving from theory into bank product portfolios. Where the FISP licence opens new competition, what banks actually have to build, and who pays for it.

11:40
case
The Digital Euro Is Coming. And It's Eating Your Roadmap.
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A senior bank voice on what the digital euro build is actually doing to development capacity, prioritisation and the AI and growth roadmaps everyone planned.

12:00
connect
Networking Lunch
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Networking lunch

LANDSCAPE 3: AI REALITY

AI in banking is no longer a technology question. It is a leadership, operating model and customer trust question, and it shows up differently in every part of the bank. This landscape takes AI out of the demo room and puts it where it actually matters: in the work of running a bank.

13:30
keynote
From Tech Exercise to Strategic Leadership
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The leadership reality of AI in a bank. Organisational design, talent, decision rights, risk appetite, customer trust. Why most AI programmes in banks fail, and what the ones that succeed actually do differently.

14:20
fireside
Corporate Banking - Where AI Actually Makes Money
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What AI is changing in how banks underwrite, monitor and serve corporate customers. Concrete, honest about ROI, beyond the demo.

14:35
connect
Networking Break
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Networking break

LANDSCAPE 4: DEFINING THE WINNERS

Retail, business and corporate banking are all being pulled apart by neobanks, embedded players and big tech. The competitive map is being redrawn faster than most incumbents are tracking. This landscape closes the day on the question that decides everything else: who actually wins the customer.

15:05
keynote
From Challenger to Contender
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What it takes to move from interesting product to serious bank. The playbook for building a credible digital challenger, whether from scratch or from inside an incumbent group.

15:25
panel
Who Owns the Customer in 2026?
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Retail, business and corporate customers all behave differently, but all three segments are being pulled apart by neobanks, embedded players and big tech. What incumbents are losing, keeping, and winning back.

15:55
fireside
AI Comes for the Private Banker
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Wealth management's quiet AI reckoning. Where the margin sits, who's coming for it, and what the next decade of private banking looks like.

16:10
case
When a Bank Stops Buying Software and Starts Building It
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What happens when AI lets a financial company replace its entire SaaS stack with tools built in-house. A look at one of the most-watched experiments in financial services right now, and what it means for everyone else.

16:25
closing
Closing
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Wrap-up and onward to evening networking.

strategy talk track

Parallel premium content track for partners and top delegates

2026 discussion points

  • The Boardroom AI Conversation: Governance, Accountability and the Hard Decisions
  • The Legacy Cleanup: How Banks Actually Modernise the Core in 2026
  • From Compliance Cost to Competitive Edge: Turning Regulation into a Moat
  • The Data Foundation: What Has to Be True Before AI Pays Off
  • Customer Identity in the EUDI Wallet Era: What Changes for Banks?
  • Talent and Operating Model: Who Do Banks Actually Need Now?
  • Wealth and Private Banking: Where the Next Decade of Margin Sits

To host your own Strategy Talk, become a partner.

WHAT ELSE?

Strategic Connections

With +400 industry decision-makers

Speakers

From banking and fintech industry around the world

Strategy Talks

From banking and fintech industry around the world

Year-Round Community

Stay connected via Fintech Farm and Digital Banking Academy beyond the event

Side-events

For more networking and fun

Expo area

With +20 innovative exhibitors

AFTER PARtY

Legendary Helsinki karaoke night

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